Rate: Per gram Rs. 2000/- on 24 carrat basis for loans with repayment period of 12 months, Rs. 1900/- every gram [24 carrat basis] for loans above twelve months repayment period. No control charges pertaining to loans approximately Rs. 2 . 00 lakh.
Rate of Interest: Linked to Base Rate which is 10. 65% at present Loans up to 12 months: 10. 60%
Loans over 12 months or more to two years: 11. 10%
To get Agriculturists, financial loans sanctioned to short-term plant production up to Rs. a few lakhs during the current 12 months and repayable with in a year, the rate appealing is: several %
For Jewel Loans aside from agriculture (CADL /CAOD):
Up to Rs. two lakhs: eleven. 60%
Previously mentioned Rs. two lakhs: doze. 60%
Repayment: Demand Loan/Maximum 24 months.
Anchored overdraft: Running account service to be reconditioned / reviewed every year. Particular Features Properly secured Over Draft account could be linked to the existing Debit Cards of the accounts holder. Customized chequebook may be issued since an added advantage What is Precious metal Loan
Since the term suggests this is actually the loan given against precious metal. Many nationalized banks, exclusive banks and also other financial corporations offer this loan by attractive rates. Many opt for this bank loan for short while to meet the requirement of their children's education, marriage and other financial problems inside the family. Yet others think that instead of keeping the precious metal idle at your home or locker, loan against gold is a good option. Moreover with the rise in gold prices the demand by companies and banks offering such financial loans has raised. For instance, Muthoot Finance, one of the main gold loan companies has noticed 24 percent rises in gold bank loan against 18 percent increase in the market benefit of rare metal. � �
Advantages of Precious metal Loan
Precious metal loan does not demand virtually any certificate to demonstrate your wage or cash flow and even not any credit card record is required. Therefore even unemployed and low working people might want to use gold bank loan. Unlike some other...
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